www.ramblers.org.uk

Skip to the site navigation
Skip to the section navigation
Skip to the content
Skip to search

Insurance

Summary of Insurance Cover

General points

The cover provided is civil liability insurance
It provides cover for all Group and Area activities. This includes walk leading, hiring venues, running meetings or events and any other legitimate activity.
Members are covered against claims of injury or damage incurred by a third party. This third party may be another Ramblers member or member of the public.

Walk leading

Walks are covered by the insurance as long as the leader is a member of the Ramblers and the walk is a recognised Group or Area activity.
Non-members can take part in any number of led walks but cannot lead walks.
The insurers do not require a formal risk assessment for each walk to be carried out nor a register of walkers to be kept.
Dogs can be allowed on walks. It is the dog owner who is responsible for controlling his/her dog.

Working parties

Some basic cover is provided for working parties. However, many exclusions apply (such as work on gates, stiles, bridges and steps). Groups carrying out practical work are most likely to require additional insurance cover.

Transport

Transport is not covered by the insurance. Groups who organise car-sharing should be aware that these are informal arrangements between private individuals.

Exclusions

The policy provides no cover for personal accidents or any medical care.